Smarter Payment Processing For Everyone
Advanced Reporting | Faster Funding | Seemless Integrations | Flexible Pricing
Advanced Reporting.
Faster Funding.
Seemless Integrations.
Flexible Pricing.
Switch to YapPay and enjoy an average of 40% savings with our Interchange Plus rates or
eliminate processing fees entirely with our Dual Pricing Program (Edge)!
YapPay Savings & Fee Comparison Tool
See how much you can save by switching to YapPay.
Pricing Mode
Platform Type
Choose the Program That Fits Your Business Best
YapPay offers the most competitive pricing in the industry and guarantees to beat your current processing rates.
Discover dependable, technology-driven payment solutions designed for all types of businesses including high-risk industries. At YapPay, we deliver advanced reporting tools, faster funding, seamless integrations, and flexible pricing options to help you stay ahead.
Interchange Plus Rates
Transparent, competitive pricing
Pay only a small markup over interchange fees
Advanced reporting tools to track every transaction
Maximize your profits while maintaining full visibility and control over your processing costs.
YapPay Dual Pricing Program (Edge)
No processing fees for your business
Customers cover the cost of card payments
You keep 100% of what you earn
Cash Payments: Receive full payment.
Card Payments: Customers pay the processing fee at checkout.
Why Choose Yappay?
Maximize Your Earnings
Keep more of your hard-earned revenue.
Flexible Pricing Programs
Pick what works best for your business.
Faster Funding
Get your money sooner with next-day or same-day funding options.
Advanced Reporting Tools
Gain powerful insights into your sales and payment data.
Seamless Integrations
Easily connect with our POS systems, GoHighLevel CRM, SaaS platforms, or any system supporting third-party processors.
High-Risk Friendly
We support businesses in high-risk industries with reliable solutions.
Dedicated Customer Support
Our team is here to help you every step of the way.
Seamless Integrations
Easily connect with our POS systems, GoHighLevel CRM, SaaS platforms, or any system supporting third-party processors.
High-Risk Friendly
We support businesses in high-risk industries with reliable solutions.
Powerful, Flexible Point of Sale Solution
Our POS systems connect effortlessly to:
SaaS platforms
GoHighLevel CRM
Custom integrations with your current tech stack
Any platform that accepts third-party processing
Take Control of your Payments Today
Stop letting processing fees eat into your profits.
Join YapPay and unlock faster funding, smarter tools, and more revenue in your pocket
Get Approved and find out how much
you can save by switching to YapPay
Frequently Asked Questions
How does YapPay compare to my current credit card processing rates?
YapPay offers the most competitive pricing in the industry and guarantees to beat your current processing rates.
What does it cost to sign up with YapPay?
There’s a one-time $99 application fee that covers onboarding, account setup, and business verification.
Is PCI compliance required, and what does it cost?
Yes, PCI compliance is mandatory to ensure your customers’ payment data is securely encrypted. YapPay charges a $145 annual PCI compliance fee, which is standard across the industry.
What’s the difference between the Dual Pricing Program and Interchange Plus?
Dual Pricing Program (Edge): No processing fees, you keep 100% of your revenue. Your customers cover the fees. Includes a free YapPay POS system.
Interchange Plus: Transparent pricing model with a fixed markup over true interchange rates. Gives you full control and visibility into your processing costs.
What kind of support does YapPay offer?
We provide full merchant support, including:
- System setup and integration assistance
- Chargeback dispute help
- Ongoing technical and account support
How can I contact YapPay?
We’re here to help.
📞 Call: (925) 4-YapPay
📧 Email: [email protected]
Can I keep 100% of my sales revenue?
Yes! With the Dual Pricing (Edge) Program, your customers cover the processing fees, so you keep every dollar you earn.
Are there monthly fees with YapPay?
Yes. Both plans include a Gateway Fee starting at $14.95/month, which may vary depending on your POS or payment gateway setup.
How much are chargebacks?
Chargeback fee: $25 per occurrence
Dispute assistance: Optional $30 one-time review fee if you request help disputing a chargeback
How long does onboarding take?
YapPay’s onboarding is fast and straightforward:
Application review: Typically 2-3 business days
Post-approval setup: You can be live within an hour, depending on your POS or integration setup
Is POS equipment included with YapPay?
Yes. The Dual Pricing (Edge) Program includes a free YapPay POS system. Interchange Plus users can request custom integration options tailored to their current hardware.
Can YapPay integrate with my current POS, CRM, or SaaS platform?
Absolutely. YapPay integrates over 450+ Gateways and POS systems, CRMs, and SaaS platforms. Our tech team handles integrations in-house. Any fees are quoted upfront based on complexity, no surprise charges.
What if I want more control over processing fees?
The Interchange Plus plan gives you complete transparency. You pay only a fixed markup over wholesale interchange rates.
How fast can I access my funds?
YapPay offers same-day and next-day funding based on when you batch out your transactions. Fast funding helps you maintain healthy cash flow.
Can my business get approved for payment processing?
Most likely, YapPay works with low, medium, and high-risk merchants across many industries. We tailor our approval process to your risk profile and work hard to find the right fit for your business.
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