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You've Been Referred To YapPay

Your business was referred because we may be able to lower your payment processing costs, improve your payment technology, or simplify how you get paid.

Business owner reviewing payment processing options with a YapPay specialist to reduce credit card processing fees and improve payment solutions.

Advanced Reporting.

Faster Funding.

Seemless Integrations.

Flexible Pricing.

Why Did Someone Send You Here?

✓ They believe YapPay may be able to reduce your processing costs.

✓ They think you deserve better service and support.

✓ They know we offer payment solutions built around your business.

✓ They wanted you to receive a free, no-obligation payment review.

What Happens Next?

We review your current payment processing.

One of our payment specialists contacts you.

We compare your current costs with YapPay.

If we can't improve your solution, we'll tell you.

Why Businesses Switch to YapPay

Thousands of dollars in unnecessary processing fees add up quickly. We help businesses simplify payments, lower costs, and gain access to better technology without disrupting how they operate.

Transparent Pricing

No confusing pricing models or hidden surprises.

Flexible Payment Solutions

Interchange Plus, Dual Pricing, Cash Discounting, ACH, POS systems, and custom solutions designed around your business.

Faster Funding

Next-day funding and same-day options for qualifying businesses.

Modern Payment Technology

Accept payments online, in-store, through mobile devices, invoices, recurring billing, and integrated software.

U.S. Based Support

Speak with knowledgeable payment specialists who understand your business.

High-Risk Friendly

We support businesses in high-risk industries with reliable solutions.

Built for Growth

Whether you process $10,000 or $10 million per month, YapPay grows with your business.

Seamless Integrations

Easily connect with our POS systems, GoHighLevel CRM, SaaS platforms, or any system supporting third-party processors.

High-Risk Friendly

We support businesses in high-risk industries with reliable solutions.

What We Can Review For You

Our complimentary payment review includes:

✓ Current processing rates

✓ Monthly processing fees

✓ Statement analysis

✓ Equipment compatibility

✓ POS and software integrations

✓ Funding options

✓ Business banking opportunities

✓ Potential cost-saving recommendations

If we believe we can improve your payment solution, we'll show you exactly how. If we can't, we'll tell you.

Industries We Support

  • Restaurants

  • Retail

  • E-Commerce

  • Professional Services

  • Medical Practices

  • Contractors

  • Hospitality

  • Property Management

  • Automotive

  • Nonprofits

  • Software Companies

  • High-Risk Businesses

  • And many more.

Payment Solutions

Every Business Is Different

That's why we don't force every merchant into the same pricing model.

Depending on your business, we may recommend:

• Interchange Plus Pricing

• Cash Discounting

• Dual Pricing

• ACH Payments

• Business Banking

• Payment Gateway Integrations

• Custom Enterprise Solutions

We'll recommend the option that makes the most sense for your business—not ours.

Why Your Partner Recommended YapPay

Your YapPay Partner doesn't process payments or make approval decisions.

Their role is simply to connect businesses with a payment company they trust.

From there, our team handles:

• Statement reviews

• Pricing analysis

• Underwriting

• Equipment recommendations

• Software integrations

• Merchant onboarding

• Ongoing support

Our goal is to make switching payment providers as simple as possible.

Take Control of your Payments Today

Stop letting processing fees eat into your profits.

Join YapPay and unlock faster funding, smarter tools, and more revenue in your pocket

Frequently Asked Questions

How does YapPay compare to my current credit card processing rates?

YapPay offers the most competitive pricing in the industry and guarantees to beat your current processing rates.

What does it cost to sign up with YapPay?

There’s a one-time $99 application fee that covers onboarding, account setup, and business verification.

Is PCI compliance required, and what does it cost?

Yes, PCI compliance is mandatory to ensure your customers’ payment data is securely encrypted. YapPay charges a $129 annual PCI compliance fee, which is standard across the industry.

What’s the difference between the Cash Discounting Program and Interchange Plus?

Cash Discounting Program (Edge): No processing fees, you keep 100% of your revenue. Your customers cover the fees. Includes a free YapPay POS system.

Interchange Plus: Transparent pricing model with a fixed markup over true interchange rates. Gives you full control and visibility into your processing costs.

What kind of support does YapPay offer?

We provide full merchant support, including:

- System setup and integration assistance

- Chargeback dispute help

- Ongoing technical and account support

How can I contact YapPay?

We’re here to help.

📞 Call: (925) 4-YapPay

📧 Email: [email protected]

Can I keep 100% of my sales revenue?

Yes! With the Cash Discounting(Edge) Program, your customers cover the processing fees, so you keep every dollar you earn.

Are there monthly fees with YapPay?

Yes. Both plans include a Gateway Fee starting at $14.95/month, which may vary depending on your POS or payment gateway setup.

How much are chargebacks?

Chargeback fee: $25 per occurrence

Dispute assistance: Optional $30 one-time review fee if you request help disputing a chargeback

How long does onboarding take?

YapPay’s onboarding is fast and straightforward:

Application review: Typically 2-3 business days

Post-approval setup: You can be live within an hour, depending on your POS or integration setup

Is POS equipment included with YapPay?

Yes. The Cash Discounting (Edge) Program includes a free YapPay POS system. Interchange Plus users can request custom integration options tailored to their current hardware.

Can YapPay integrate with my current POS, CRM, or SaaS platform?

Absolutely. YapPay integrates over 450+ Gateways and POS systems, CRMs, and SaaS platforms. Our tech team handles integrations in-house. Any fees are quoted upfront based on complexity, no surprise charges.

What if I want more control over processing fees?

The Interchange Plus plan gives you complete transparency. You pay only a fixed markup over wholesale interchange rates.

How fast can I access my funds?

YapPay offers same-day and next-day funding based on when you batch out your transactions. Fast funding helps you maintain healthy cash flow.

Can my business get approved for payment processing?

Most likely, YapPay works with low, medium, and high-risk merchants across many industries. We tailor our approval process to your risk profile and work hard to find the right fit for your business.

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