Switch to YapPay and choose between Interchange Plus rates or our Dual Pricing Program to save 40% to 100% on processing fees!
Switch to YapPay and choose between Interchange Plus rates or our Dual Pricing Program to save 40% to 100% on processing fees!
Smarter Payments. Bigger Profits.
Smarter Payments.
Bigger Profits.
Flexible solutions. Transparent pricing. Powerful technology.
Flexible pricing programs including Interchange Plus and YapPay Processing (Edge)
Next-day or same-day funding options
Advanced reporting & analytics tools
Multiple terminals, gateways, and integration options
Seamless compatibility with SaaS, GoHighLevel CRM, and more
Dedicated customer support that’s here when you need us
Choose the Program That Fits your Business
Interchange Plus Rates
Transparent pricing that lets you pay only a small markup over interchange fees, no surprises, just clarity and control. Access detailed reporting and insights with our robust tools.
YapPay Dual
Pricing Program (Edge)
Keep 100% of your profits. Customers cover the processing fees, so you take home every cent. Ideal for businesses that want zero processing costs without sacrificing convenience.
More Than Just a Processor, It's Your Payment Partner
When you choose YapPay, you’re not just getting a payment processor, you’re gaining a technology partner focused on helping you grow.
Maximize earnings with flexible pricing
Accelerate cash flow with faster funding
Easily integrate with your existing platforms
Rely on responsive, dedicated U.S. support
Access actionable insights with advanced reporting
Powering Payment Processing
Our Expertise
Most payment providers are platforms.
YapPay is infrastructure.
That distinction matters.
YapPay is built on enterprise-grade payment rails designed to reduce friction from day one. The result is faster approvals, fewer declines, broader device and software compatibility, and the flexibility to scale without switching providers later. From your first transaction to multi-location and multi-channel growth, YapPay adapts as your business evolves, not the other way around.
At YapPay, we believe payments should strengthen your operation, not constrain it. That’s why our infrastructure is designed to meet and exceed industry standards for security, reliability, and performance, while remaining simple to deploy and easy to manage. Businesses get the power of enterprise payments without the complexity typically associated with them.
Whether you operate a traditional business or a more complex or regulated vertical, YapPay provides the tools and technology needed to support your payment processing with confidence. Our ecosystem is built to streamline operations, reduce risk, and give you long-term control over how your payments move.
Explore the features below to see how YapPay delivers infrastructure-level payments with real-world simplicity.
Getting Started With YapPay is Easy!
Sign Up
Complete a quick pre-application online
Meet Your YapPay Specialist
Meet with a person from our team to review what YapPay can do for you
Pick Your Program
Choose between Edge or Interchange Plus rates
Seamless Integration
Once approved, we will assist in integrating YapPay with your existing POS or SaaS/CRM like GoHighLevel
Go Live
Start processing payments and enjoy the savings
Sign Up
Complete a quick pre-application online
Meet Your YapPay Specialist
Meet with a person from our team to review what YapPay can do for you
Pick Your Program
Choose between Edge or Interchange Plus rates
Seamless Integration
Once approved, we will assist in integrating YapPay with your existing POS or SaaS/CRM like GoHighLevel
Go Live
Start processing payments and enjoy the savings
Solutions Built for Every Industry
From retail to restaurants, professional services to high-risk merchants, YapPay delivers reliable, scalable solutions tailored to your business needs.
⇨ POS systems compatible with your operations
⇨ SaaS and CRM integrations for seamless workflows
⇨ Secure gateways and virtual terminals for ultimate flexibility
⇨ POS systems compatible with your operations
⇨ SaaS and CRM integrations for seamless workflows
⇨ Secure gateways and virtual terminals for ultimate flexibility
Ready to Simplify & Supercharge Your Payments?
Stop losing revenue to outdated processors and hidden fees.
Switch to YapPay today and unlock smarter solutions, better service, and real savings.
1. Save Money
2. Faster Funding
3. Advanced Reporting
Getting Started with YapPay
Getting Started
with YapPay
Seamless Integration
Integrate all payments and payouts in one platform
Manage everything from a single dashboard
Eliminates the need for multiple systems
Easy to use and works with different business models
Designed for smooth, efficient integration
Quick Onboarding
Start accepting payments within hours
Fast, streamlined onboarding process
Get up and running quickly with no delays
Begin processing transactions immediately
Built for businesses that value speed and efficiency
Flexible Payouts
Send payouts easily to cards or bank accounts
Pay vendors, employees, or customers in seconds
Multiple payout methods for maximum flexibility
Manage finances more effectively
Cater to each recipient’s preferred payout option
Advanced Security
Comprehensive protection from payment processing to customer security
PCI DSS–validated with point-to-point encryption
Tokenization ensures card details are never exposed
Advanced risk management and fraud monitoring on every transaction
Robust security measures reduce fraud and protect sensitive data
Chargeback Management
Upload evidence to dispute chargebacks quickly
Manage and challenge chargebacks efficiently
Create custom fraud rules to prevent future issues
Protect your revenue and reduce fraudulent disputes
Maintain strong standing with payment processors
Compliance Simplified
Reduce your PCI scope with built-in compliance tools
Meets essential PCI standards for secure card payments
Less compliance burden for your business
Ensures safer, more secure transactions
Helps maintain regulatory requirements effortlessly
Real-Time Tracking
Track disputes in real time
View transparent payment data flows instantly
Monitor transactions as they happen
Quickly identify and resolve issue
Improve operational efficiency with full visibility
Comprehensive Analytics
Analyze all payments and payouts in one dashboard
View complete transaction history for every user
Spot discrepancies or unusual activity quickly
Access detailed insights to guide better decisions
Track trends and understand financial performance more clearly
Wide Payment Support
Accept all major credit and debit cards
Supports Apple Pay, Google Pay, and Samsung Pay
Gives customers more ways to pay
Makes checkout easier and faster
Helps improve conversion rates by offering flexible payment options
Seamless Integration
Integrate all payments and payouts in one platform
Manage everything from a single dashboard
Eliminates the need for multiple systems
Easy to use and works with different business models
Designed for smooth, efficient integration
Quick Onboarding
Start accepting payments within hours
Fast, streamlined onboarding process
Get up and running quickly with no delays
Begin processing transactions immediately
Built for businesses that value speed and efficiency
Flexible Payouts
Send payouts easily to cards or bank accounts
Pay vendors, employees, or customers in seconds
Multiple payout methods for maximum flexibility
Manage finances more effectively
Cater to each recipient’s preferred payout option
Advanced Security
Comprehensive protection from payment processing to customer security
PCI DSS–validated with point-to-point encryption
Tokenization ensures card details are never exposed
Advanced risk management and fraud monitoring on every transaction
Robust security measures reduce fraud and protect sensitive data
Chargeback Management
Upload evidence to dispute chargebacks quickly
Manage and challenge chargebacks efficiently
Create custom fraud rules to prevent future issues
Protect your revenue and reduce fraudulent disputes
Maintain strong standing with payment processors
Compliance Simplified
Reduce your PCI scope with built-in compliance tools
Meets essential PCI standards for secure card payments
Less compliance burden for your business
Ensures safer, more secure transactions
Helps maintain regulatory requirements effortlessly
Real Time Tracking
Track disputes in real time
View transparent payment data flows instantly
Monitor transactions as they happen
Quickly identify and resolve issues
Improve operational efficiency with full visibility
Comprehensive Analysis
Analyze all payments and payouts in one dashboard
View complete transaction history for every user
Spot discrepancies or unusual activity quickly
Access detailed insights to guide better decisions
Track trends and understand financial performance more clearly
Wide Payment Support
Accept all major credit and debit cards
Supports Apple Pay, Google Pay, and Samsung Pay
Gives customers more ways to pay
Makes checkout easier and faster
Helps improve conversion rates by offering flexible payment options
Frequently Asked Questions
How does YapPay compare to my current credit card processing rates?
YapPay offers the most competitive pricing in the industry and guarantees to beat your current processing rates.
What does it cost to sign up with YapPay?
There’s a one-time $99 application fee that covers onboarding, account setup, and business verification.
Is PCI compliance required, and what does it cost?
Yes, PCI compliance is mandatory to ensure your customers’ payment data is securely encrypted. YapPay charges a $145 annual PCI compliance fee, which is standard across the industry.
What’s the difference between the Dual Pricing Program and Interchange Plus?
Dual Pricing Program (Edge): No processing fees, you keep 100% of your revenue. Your customers cover the fees. Includes a free YapPay POS system.
Interchange Plus: Transparent pricing model with a fixed markup over true interchange rates. Gives you full control and visibility into your processing costs.
What kind of support does YapPay offer?
We provide full merchant support, including:
- System setup and integration assistance
- Chargeback dispute help
- Ongoing technical and account support
How can I contact YapPay?
We’re here to help.
📞 Call: (925) 4-YapPay
📧 Email: [email protected]
Can I keep 100% of my sales revenue?
Yes! With the Dual Pricing (Edge) Program, your customers cover the processing fees, so you keep every dollar you earn.
Are there monthly fees with YapPay?
Yes. Both plans include a Gateway Fee starting at $14.95/month, which may vary depending on your POS or payment gateway setup.
How much are chargebacks?
Chargeback fee: $25 per occurrence
Dispute assistance: Optional $30 one-time review fee if you request help disputing a chargeback
How long does onboarding take?
YapPay’s onboarding is fast and straightforward:
Application review: Typically 2-3 business days
Post-approval setup: You can be live within an hour, depending on your POS or integration setup
Is POS equipment included with YapPay?
Yes. The Dual Pricing (Edge) Program includes a free YapPay POS system. Interchange Plus users can request custom integration options tailored to their current hardware.
Can YapPay integrate with my current POS, CRM, or SaaS platform?
Absolutely. YapPay integrates over 450+ Gateways and POS systems, CRMs, and SaaS platforms. Our tech team handles integrations in-house. Any fees are quoted upfront based on complexity, no surprise charges.
What if I want more control over processing fees?
The Interchange Plus plan gives you complete transparency. You pay only a fixed markup over wholesale interchange rates.
How fast can I access my funds?
YapPay offers same-day and next-day funding based on when you batch out your transactions. Fast funding helps you maintain healthy cash flow.
Can my business get approved for payment processing?
Most likely, YapPay works with low, medium, and high-risk merchants across many industries. We tailor our approval process to your risk profile and work hard to find the right fit for your business.
Ready to get Started?
Don't let processing fees eat into your profits any longer.
Join the YapPay Dual Pricing Program (Edge) today and take control of your earnings!
Ready to get started?
© 2026. YapPay is a DBA of EPX (a registered ISO of BMO Harris Bank N.A., Chicago, IL, FFB Bank, Fresno, CA, and Citizens Bank N.A., Providence, RI). All rights reserved.