Smarter Payment Processing for Growing Businesses
Switch to YapPay and choose between Interchange Plus rates or our Edge Program to save 40% to 100% on processing fees!
Smarter Payments. Bigger Profits.
Flexible solutions. Transparent pricing. Powerful technology.
At YapPay, we believe payment processing should work for you, not against you. Whether you're a local business or operating in a high-risk industry, we provide dependable, secure, and innovative payment solutions tailored to your needs.
✅ Flexible pricing programs including Interchange Plus and YapPay Edge
✅ Next-day or same-day funding options
✅ Advanced reporting & analytics tools
✅ Multiple terminals, gateways, and integration options
✅ Seamless compatibility with SaaS, GoHighLevel CRM, and more
✅ Dedicated customer support that’s here when you need us
Choose the Program That Fits Your Business
🏷️ Interchange Plus Rates - Transparent pricing that lets you pay only a small markup over interchange fees— no surprises, just clarity and control. Access detailed reporting and insights with our robust tools.
💥 YapPay Edge Program - Keep 100% of your profits. Customers cover the processing fees, so you take home every cent. Ideal for businesses that want zero processing costs without sacrificing convenience.
More Than Just a Processor - A Payment Partner
When you choose YapPay, you’re not just getting a payment processor, you’re gaining a technology partner focused on helping you grow.
✔️ Maximize earnings with flexible pricing
✔️Accelerate cash flow with faster funding
✔️ Easily integrate with your existing platforms
✔️ Access actionable insights with advanced reporting
✔️ Rely on responsive, dedicated support
Ready to Get Started?
Don't let processing fees eat into your profits any longer. Join the YapPay Edge Program today and take control of your earnings!
Contact Us Now!
📞 Call us at +1 (925) 4-YapPay 📧 Email us at [email protected]
Solutions Built for Every Industry
From retail to restaurants, professional services to high-risk merchants, YapPay delivers reliable, scalable solutions tailored to your business needs.
→ POS systems compatible with your operations
→SaaS and CRM integrations for seamless workflows
→ Secure gateways and virtual terminals for ultimate flexibility
Ready to Simplify & Supercharge Your Payments?
Stop losing revenue to outdated processors and hidden fees. Switch to YapPay today and unlock smarter solutions, better service, and real savings.
Our Expertise
At YapPay.app, we understand that efficient and secure payment processing is crucial for the success of your business. That’s why we’ve designed a comprehensive platform that meets and exceeds industry standards. Our features are tailored to provide seamless integration, robust security, and unparalleled reliability. Whether you’re a traditional business or operate in a high-risk industry, YapPay.app has the tools and technology to support your payment processing needs. Explore our key features below to see how we can help streamline your operations and enhance your financial management.
Seamless Integration
Integrate all your payment and payout needs into one platform. This means you can manage everything from a single dashboard, simplifying your operations and reducing the need for multiple systems. Our platform is designed to be user-friendly and compatible with various business models, ensuring a smooth and efficient integration process.
Quick Onboarding
Start accepting payments within hours of onboarding. Our streamlined onboarding process is designed to get you up and running quickly. We understand that time is money, so we ensure you can begin processing transactions immediately without delays.
Flexible Payouts
Send payouts to cards and bank accounts effortlessly. Whether you need to pay vendors, employees, or customers, our platform supports a variety of payout methods. This flexibility allows you to manage your finances more effectively and cater to your recipients’ preferences.
Advanced Security
From processing payments to ensuring customer satisfaction, we've got you covered. All solutions are PCI DSS-validated, with point-to-point encryption and tokenization to protect your data. Benefit from card data tokenization, advanced risk management, and fraud monitoring for every transaction. Our robust security measures protect sensitive information and reduce the risk of fraud. By tokenizing card data, we ensure that actual card details are never exposed, adding an extra layer of security.
Chargeback Management
Upload evidence to challenge chargebacks and create custom fraud rulesets. Our platform provides tools to manage and dispute chargebacks efficiently. You can upload supporting documents and create rules to prevent fraudulent chargebacks, helping you protect your revenue and maintain good standing with payment processors.
Compliance Simplified
You can reduce your PCI scope with our embedded compliance features. Compliance with Payment Card Industry (PCI) standards is crucial for businesses handling card payments. Our platform includes built-in compliance features that help you meet these standards, reducing your burden and ensuring your transactions are secure.
Real-Time Tracking
Track disputes and view transparent payment data flows in real-time. Our real-time tracking capabilities allow you to monitor transactions as they happen. This transparency helps you quickly identify and resolve issues, improving operational efficiency.
Comprehensive Analytics
Analyze payments and payout transactions in one place, identify player transaction history and spot discrepancies. Our analytics tools provide detailed insights into your transaction data, helping you make informed business decisions. You can track trends, identify anomalies, and better understand your financial operations.
Wide Payment Support
Support for all major credit and debit cards, as well as digital wallets like Apple Pay, Google Pay, and Samsung Pay. By offering a wide range of payment options, you can cater to your customers’ preferences, making it easier for them to complete transactions and improving your conversion rates.
See What Our Customers Have to Say
Phenomenal
Going from being unsure about payment processing to confidently managing transactions and payouts in what feels like an instant after using YapPay has put my mind at ease. I can now make informed, educated, and smart decisions for my business’s financial future.
John Matthews
Finance Manager at PropAssignAI
Frequently Asked Questions
Explore Common Questions
What does it cost to sign up with YapPay?
There’s a one-time $99 application fee that covers onboarding, account setup, and business verification.
Is PCI compliance required, and what does it cost?
Yes, PCI compliance is mandatory to ensure your customers’ payment data is securely encrypted. YapPay charges a $145 annual PCI compliance fee, which is standard across the industry.
What’s the difference between the Edge Program and Interchange Plus?
Edge Program: No processing fees, you keep 100% of your revenue. Your customers cover the fees. Includes a free YapPay POS system.
Interchange Plus: Transparent pricing model with a fixed markup over true interchange rates. Gives you full control and visibility into your processing costs.
Are there monthly fees with YapPay?
Yes. Both plans include a Gateway Fee starting at $14.95/month, which may vary depending on your POS or payment gateway setup.
How much are chargebacks?
Chargeback fee: $25 per occurrence
Dispute assistance: Optional $30 one-time review fee if you request help disputing a chargeback
How long does onboarding take?
YapPay’s onboarding is fast and straightforward:
Application review: Typically 3–5 business days
Post-approval setup: You can be live within an hour, depending on your POS or integration setup
Is POS equipment included with YapPay?
Yes. The Edge Program includes a free YapPay POS system. Interchange Plus users can request custom integration options tailored to their current hardware.
Can YapPay integrate with my current POS, CRM, or SaaS platform?
Absolutely. YapPay integrates with most POS systems, CRMs, and SaaS platforms. Our tech team handles integrations in-house. Any fees are quoted upfront based on complexity, no surprise charges.
What kind of support does YapPay offer?
We provide full merchant support, including:
System setup and integration assistance
Chargeback dispute help
Ongoing technical and account support
How can I contact YapPay?
We’re here to help.
📞 Call: (925) 4-YapPay
📧 Email: [email protected]
Can I keep 100% of my sales revenue?
Yes! With the Edge Program, your customers cover the processing fees, so you keep every dollar you earn.
What if I want more control over processing fees?
The Interchange Plus plan gives you complete transparency. You pay only a fixed markup over wholesale interchange rates.
How fast can I access my funds?
YapPay offers same-day and next-day funding based on when you batch out your transactions. Fast funding helps you maintain healthy cash flow.
Can my business get approved for payment processing?
Most likely, YapPay works with low, medium, and high-risk merchants across many industries. We tailor our approval process to your risk profile and work hard to find the right fit for your business.
© 2025. YapPay is a DBA of Dubau Ventures, LLC and EPX (a registered ISO of BMO Harris Bank N.A., Chicago, IL, FFB Bank, Fresno, CA, and Citizens Bank N.A., Providence, RI). All rights reserved.