Pricing & Application Guide
Get Approved!
Information you will need to fill out the application.
Personal Information
• Full name, phone number, and email
• Social Security Number (SSN), date of birth, and equity ownership percentage
• Driver’s license number, issuing state, and a photo upload of the license
Business Details
• Legal business name and DBA (if applicable)
• Time in business and products/services offered
• Full business address, phone number, EIN, and website
Banking & Payment Processing
• Bank account name, routing & account number
• Voided check or signed bank letter
• Current payment processor
• Last month’s processing statement
• High-ticket amount, average ticket, monthly volume
Supporting Documents
• Copy of driver’s license
• Company formation documents (Articles of Incorporation or similar)
• Last 3 months of business bank statements
• Last month’s merchant processing statement
• Copy of SS-4 form (EIN)
Contact information
• Primary contact name and phone
• Referring person or company (if applicable)
Pricing That Scales With Your Business
YapPay Pricing (Interchange Plus)
YapPay uses transparent Interchange Plus pricing, designed to lower costs as your business grows.
Here is the breakdown:
Average interchange: ~1.81% + $0.10
(Set by Visa, Mastercard, Discover, and American Express)YapPay markup: 0.59% + $0.10
Estimated average total:
~2.40% + $0.20 per transaction
You see the real cost.
Fees Without Surprises
YapPay keeps fees simple and predictable.
Standard account fees:
$7.95 monthly account fee
Fast Approval. Fast Setup.
Underwriting can take as little as one hour when documents are complete
Most applications are approved within 24 hours
Once approved, you can begin processing the same day, depending on integration or POS setup
There are no setup fees, and a YapPay specialist confirms everything before you go live.
Why Businesses Switch to YapPay
Lower effective processing costs
Transparent pricing with no bundled margins
Rates that scale with your business
Flexible integrations and POS options
Human support, not ticket queues
Apply once, review everything, and decide before activation.
Ready to get started?
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