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YAPPAY POS

One POS.
More Control.

Connect checkout, payments, ordering, inventory and reporting with one powerful platform built for restaurants and retail.

YapPay POS station and handheld showing a restaurant demo

Countertop POS | Handheld Payments | Self-Service Kiosks | Kitchen Displays

Built for the Way You Do Business

From the dining room to the checkout counter, choose tools that fit your operation.

Keep Service Moving

Connect dine-in, takeout and delivery orders with menu management, flexible modifiers, table management and kitchen displays. Support your staff from the first order to the final payment.

Menu and modifiers · Table and floorplan management · Split checks · Kitchen workflow

YapPay POS restaurant checkout station with receipt printer

Take Control of Your Store

Bring checkout, product pricing and inventory into a connected workflow. Track stock, manage promotions and give customers more reasons to come back with loyalty and gift card options.

Barcode scanning · Inventory tracking · Pricing and promotions · Loyalty and gift cards

YapPay POS retail checkout station with barcode scanner

The Right Tools for Every Touchpoint

Build your setup around the way your team works and your customers order and pay.

Hardware, software modules and features depend on your selected configuration.

Countertop POS

Keep orders, checkout and integrated payments together at the counter.

YapPay POS countertop checkout station

Handheld POS

Bring ordering and payments to the customer with portable devices.

YapPay POS handheld showing restaurant ordering

Self-Service Kiosks

Give customers an easy way to place their own orders.

YpPay Kiosks

Kitchen Displays

Send orders to kitchen screens to help your team coordinate preparation.

YapPay Kitchen Display

YOUR BUSINESS COMMAND CENTER

See More. Manage Smarter.

YapPay POS cloud dashboard with sample interface data

Sample interface data shown.

Get a clearer view of sales, inventory and employee activity through the cloud back office. Manage menus, products and pricing, compare locations and review reports from one place.

Sales and performance reporting · Inventory and low-stock visibility · Employee management · Multi-location oversight

Payments That Fit Your Business

Connect your POS with YapPay payment processing for card and contactless checkout, including supported mobile wallets. Choose an approved setup that fits how you sell and how your customers prefer to pay.

Need More Ways to Get Paid?

Ask YapPay about invoicing, payment links, ACH and recurring payment services alongside your POS setup.

Available methods depend on your device, gateway and approved configuration. Additional YapPay payment services may require a separate setup.

Choose a Processing Approach That Fits

We will help you review the available options for your business, hardware and payment setup.

Availability depends on eligibility, hardware and applicable program requirements. YapPay will confirm the details before onboarding.

Interchange Plus

A pricing approach that separates interchange costs from the processing markup.

Dual Pricing

Display cash and card prices through a supported, approved configuration.

Cash Discounting

Offer a cash discount through an eligible program with the required setup and disclosures.

Already Have a System You Like?

Explore Payment Integrations to see how YapPay may connect with your existing software.

Frequently Asked Questions

How does YapPay compare to my current credit card processing rates?

YapPay reviews your current processing setup and pricing to identify opportunities to reduce costs and improve the way your business accepts payments. Our pricing is built around your business, transaction volume, industry, and payment needs rather than a one-size-fits-all flat rate.

What does it cost to sign up with YapPay?

There is no cost to speak with our team or review your current payment setup. Any application, equipment, gateway, software, or account fees that apply to your selected payment solution will be clearly disclosed before activation.

Is PCI compliance required, and what does it cost?

Yes. Businesses that accept card payments are required to maintain PCI compliance. YapPay provides access to PCI compliance tools and support to help simplify the process. Applicable PCI fees vary by payment solution and will be disclosed during onboarding.

What's the difference between Dual Pricing and Interchange Plus?

Dual Pricing allows eligible businesses to clearly display a cash price and a card price, helping reduce or offset eligible card-processing costs.

Interchange Plus uses the actual card-brand interchange cost plus a clearly defined YapPay markup, giving businesses greater transparency and visibility into processing costs.

Our team can help determine which pricing model is the better fit for your business.

What kind of support does YapPay offer?

YapPay provides support throughout setup, implementation, and ongoing payment operations. Merchants have access to 24/7 technical support, with YapPay customer service available daily from 8:00 a.m. to 8:00 p.m. Eastern Time.

Our team can also assist with payment setup, supported integrations, account questions, and chargeback guidance.

Will switching to YapPay disrupt my payments?

Our goal is to make the transition as seamless as possible. When appropriate, payment solutions can be configured and tested before your existing setup is replaced, helping minimize disruption to your business.

The exact transition process depends on your current payment system, equipment, software, and integration requirements.

How can I contact YapPay?

Our team is here to help. Call us at (925) 4-YapPay or email [email protected]. You can also schedule a meeting with a YapPay payment specialist through our website.

What payment methods can I accept with YapPay?

Depending on your payment solution, YapPay can support major credit and debit cards, contactless payments, digital wallets, ACH, eChecks, online checkout, virtual terminal payments, Text to Pay, QR payments, digital invoices, payment links, and recurring payments.

Available payment methods and features may vary based on your business, payment setup, and selected solution.

Where does YapPay offer Credit Card Processing Services?

YapPay primarily provides traditional credit and debit card processing for businesses in the United States, with processing solutions also available for qualifying merchants in Canada and Mexico. For businesses operating internationally, YapPay also offers global cryptocurrency payment processing, subject to applicable jurisdictional, compliance, underwriting, and provider requirements.

Availability, settlement options, supported currencies, and payment features may vary based on the business location, industry, and selected payment solution.

What is YapPay Crypto Processing?

YapPay Crypto Processing gives businesses a secure way to accept cryptocurrency while maintaining control over how their funds are settled. Customers can pay using supported digital assets, and merchants can choose to receive eligible settlements in U.S. dollars, stablecoins, or supported cryptocurrency.

How does a customer pay with cryptocurrency?

At checkout, the customer selects the crypto payment option and follows the secure payment instructions. They can pay from a compatible crypto wallet or, where available, purchase crypto through an integrated on-ramp before completing the transaction.

Do customers need to already own cryptocurrency?

Not necessarily. Customers who already have crypto can pay directly from a compatible wallet. In supported countries, customers may also be able to purchase crypto during checkout using available payment methods. Any on-ramp fees are shown to the customer before the transaction is completed.

Can customers pay with Apple Pay, Google Pay, or a credit card to purchase crypto?

Where supported, an integrated on-ramp may allow customers to purchase crypto using eligible payment methods before completing their purchase. Availability, fees, limits, and payment options are determined by the customer’s location and the on-ramp provider.

Why should I accept cryptocurrency payments?

Reach over one billion crypto-consumers with our wallet-agnostic solution.

Studies show that crypto consumers spend twice the AOV of a typical credit card consumer, and that 40% are new customers.

Plus, paying in cryptocurrency is more efficient than traditional payment methods, as much fewer parties are involved in the payment process.

Are there monthly fees with YapPay?

Monthly fees vary depending on the payment solution, gateway, equipment, software, and features your business uses.

Any applicable monthly fees will be clearly reviewed and disclosed before your account is activated, so you understand the cost of your payment setup before getting started.

How much are chargebacks?

YapPay charges a $25 fee per chargeback. If you would like YapPay's assistance reviewing and preparing a response to a chargeback, optional chargeback assistance is available for an additional $30 per occurrence.

Merchants may also have access to dispute management tools, depending on their payment solution, to review chargeback activity and submit supporting documentation.

How long does onboarding take?

Onboarding time depends on your business type, processing needs, underwriting requirements, and selected payment solution. Many straightforward applications can move through review and approval quickly when all required information is provided.

More complex, specialized, or higher-risk businesses may require additional underwriting and documentation. The YapPay team will help guide you through the process from application to activation.

Is POS equipment included with YapPay?

YapPay offers a variety of supported terminals and POS solutions based on your business needs. Equipment pricing, placement programs, and available hardware options vary by payment solution and account setup.

Our team will help identify the right equipment for the way your business accepts payments and clearly review any applicable costs before activation.

Can YapPay integrate with my current POS, CRM, or SaaS platform?

In many cases, yes. YapPay supports a growing ecosystem of POS systems, payment gateways, e-commerce platforms, CRM tools, and business software.

Available integrations depend on your current platform and selected payment solution. For software companies and SaaS platforms, YapPay can also support API-based and embedded payment integrations where available.

How does YapPay compare to Stripe, Square, or PayPal?

Stripe, Square, and PayPal typically offer standardized flat-rate pricing and self-service payment platforms. YapPay takes a more personalized approach by helping businesses configure payment technology, pricing, equipment, and supported integrations around their specific needs.

For many growing or higher-volume businesses, YapPay's Interchange Plus pricing may also provide meaningful savings compared with traditional flat-rate processing.

What if I want more control over processing fees?

YapPay offers flexible pricing options, including Interchange Plus and Dual Pricing for eligible businesses.

Interchange Plus provides greater transparency into processing costs, while Dual Pricing allows eligible businesses to clearly display cash and card prices to help reduce or offset eligible card-processing costs.

Our team can help determine which pricing model best fits your business.

How fast can I access my funds?

Funding times depend on your payment solution, settlement schedule, banking relationship, and account setup. Next-business-day funding may be available for eligible merchants and supported payment solutions.

Your expected funding schedule will be reviewed during onboarding so you understand when processed funds are typically deposited into your bank account.

Can my business get approved for payment processing?

YapPay supports a broad range of low-, medium-, and high-risk businesses across traditional and specialized industries. From retail, restaurants, and professional services to e-commerce and more complex business models, our expanded payment ecosystem allows us to help businesses that may not fit traditional one-size-fits-all processors.

All accounts are subject to underwriting and approval. Our team will review your industry, processing history, transaction volume, average ticket size, and business model to identify the payment solution and processing relationship best suited for your business.

Which cryptocurrencies can merchants accept?

Merchants can accept a range of supported cryptocurrencies and stablecoins. Available assets may vary based on the merchant’s industry, location, settlement preference, and regulatory requirements.

Can my business receive U.S. dollars instead of cryptocurrency?

Yes. Eligible merchants can choose settlement in U.S. dollars through ACH or wire transfer. Depending on availability and approval, merchants may also choose settlement in supported stablecoins or retain supported cryptocurrency.

Does my business have to manage cryptocurrency?

No. If you select fiat settlement, the customer’s crypto payment can be converted and settled to your business in U.S. dollars. This allows your business to offer crypto payments without maintaining a crypto treasury or managing digital assets directly.

Is YapPay a cryptocurrency exchange or wallet provider?

No. YapPay provides businesses with access to supported crypto-payment technology and settlement services through regulated infrastructure partners. YapPay does not provide investment advice, and crypto-payment services are subject to approval, availability, and applicable terms.

See YapPay POS in Action

Let’s find the right setup for your business. Book a demo to explore the hardware, software and payment options that fit your operation.

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