Accept payments with flexible POS technology designed around the way your business operates. YapPay connects eligible merchants with supported systems offering Dual Pricing, modern payment acceptance, and the tools needed to manage everyday transactions.
Clearly display a cash price and a card price while helping your business reduce or offset eligible card-processing costs.
Choose from supported countertop, handheld, mobile, and full-register POS solutions based on your business workflow.
YapPay works with multiple payment and POS technology partners, allowing us to recommend the solution that best fits your industry, transaction volume, equipment needs, and pricing model.
POS availability, supported features, equipment, pricing programs, and Dual Pricing eligibility vary by business, industry, location, and selected payment solution.
Retail & Specialty Stores
Accept chip, tap, swipe, and digital-wallet payments with supported countertop, mobile, and full-register POS solutions. Add inventory, catalog, receipt, employee, and reporting tools based on the system selected.
Restaurants, Bars & Food Trucks
Accept payments at the counter, tableside, curbside, or on the go. Available capabilities may include tipping, handheld ordering, kitchen workflows, online ordering connections, Dual Pricing, and detailed transaction reporting.
Professional & Personal Services
Simplify checkout for salons, repair businesses, healthcare offices, contractors, and other service providers with mobile terminals, invoicing, payment links, recurring billing, and card-on-file capabilities.
Mobile & Field-Based Businesses
Take payments wherever work happens with handheld terminals, mobile POS technology, Tap to Pay, digital receipts, and flexible connectivity options for field services, events, delivery, and mobile vendors.
Tell Us About Your Business
Share how you accept payments today, your industry, and what you need from your payment or POS system.
We Find the Right Solution
Our team reviews your business and recommends the payment technology, POS system, and pricing model that best fits your needs.
Get Approved & Set Up
Once approved, we help coordinate your account setup, equipment, and activation so you are ready to accept payments.
Start Accepting Payments
Begin processing with your YapPay payment solution and ongoing support from our team.
YapPay reviews your current processing setup and pricing to identify opportunities to reduce costs and improve the way your business accepts payments. Our pricing is built around your business, transaction volume, industry, and payment needs rather than a one-size-fits-all flat rate.
There is no cost to speak with our team or review your current payment setup. Any application, equipment, gateway, software, or account fees that apply to your selected payment solution will be clearly disclosed before activation.
Yes. Businesses that accept card payments are required to maintain PCI compliance. YapPay provides access to PCI compliance tools and support to help simplify the process. Applicable PCI fees vary by payment solution and will be disclosed during onboarding.
Dual Pricing allows eligible businesses to clearly display a cash price and a card price, helping reduce or offset eligible card-processing costs.
Interchange Plus uses the actual card-brand interchange cost plus a clearly defined YapPay markup, giving businesses greater transparency and visibility into processing costs.
Our team can help determine which pricing model is the better fit for your business.
YapPay provides support throughout setup, implementation, and ongoing payment operations. Merchants have access to 24/7 technical support, with YapPay customer service available daily from 8:00 a.m. to 8:00 p.m. Eastern Time.
Our team can also assist with payment setup, supported integrations, account questions, and chargeback guidance.
Our goal is to make the transition as seamless as possible. When appropriate, payment solutions can be configured and tested before your existing setup is replaced, helping minimize disruption to your business.
The exact transition process depends on your current payment system, equipment, software, and integration requirements.
Our team is here to help. Call us at (925) 4-YapPay or email [email protected]. You can also schedule a meeting with a YapPay payment specialist through our website.
Depending on your payment solution, YapPay can support major credit and debit cards, contactless payments, digital wallets, ACH, eChecks, online checkout, virtual terminal payments, Text to Pay, QR payments, digital invoices, payment links, and recurring payments.
Available payment methods and features may vary based on your business, payment setup, and selected solution.
YapPay supports businesses across the United States and Canada, with additional international payment capabilities available through select payment solutions and partners.
Availability, settlement options, supported currencies, and payment features may vary based on the business location, industry, and selected payment solution.
Monthly fees vary depending on the payment solution, gateway, equipment, software, and features your business uses.
Any applicable monthly fees will be clearly reviewed and disclosed before your account is activated, so you understand the cost of your payment setup before getting started.
YapPay charges a $25 fee per chargeback. If you would like YapPay's assistance reviewing and preparing a response to a chargeback, optional chargeback assistance is available for an additional $30 per occurrence.
Merchants may also have access to dispute management tools, depending on their payment solution, to review chargeback activity and submit supporting documentation.
Onboarding time depends on your business type, processing needs, underwriting requirements, and selected payment solution. Many straightforward applications can move through review and approval quickly when all required information is provided.
More complex, specialized, or higher-risk businesses may require additional underwriting and documentation. The YapPay team will help guide you through the process from application to activation.
YapPay offers a variety of supported terminals and POS solutions based on your business needs. Equipment pricing, placement programs, and available hardware options vary by payment solution and account setup.
Our team will help identify the right equipment for the way your business accepts payments and clearly review any applicable costs before activation.
In many cases, yes. YapPay supports a growing ecosystem of POS systems, payment gateways, e-commerce platforms, CRM tools, and business software.
Available integrations depend on your current platform and selected payment solution. For software companies and SaaS platforms, YapPay can also support API-based and embedded payment integrations where available.
Stripe, Square, and PayPal typically offer standardized flat-rate pricing and self-service payment platforms. YapPay takes a more personalized approach by helping businesses configure payment technology, pricing, equipment, and supported integrations around their specific needs.
For many growing or higher-volume businesses, YapPay's Interchange Plus pricing may also provide meaningful savings compared with traditional flat-rate processing.
YapPay offers flexible pricing options, including Interchange Plus and Dual Pricing for eligible businesses.
Interchange Plus provides greater transparency into processing costs, while Dual Pricing allows eligible businesses to clearly display cash and card prices to help reduce or offset eligible card-processing costs.
Our team can help determine which pricing model best fits your business.
Funding times depend on your payment solution, settlement schedule, banking relationship, and account setup. Next-business-day funding may be available for eligible merchants and supported payment solutions.
Your expected funding schedule will be reviewed during onboarding so you understand when processed funds are typically deposited into your bank account.
YapPay supports a broad range of low-, medium-, and high-risk businesses across traditional and specialized industries. From retail, restaurants, and professional services to e-commerce and more complex business models, our expanded payment ecosystem allows us to help businesses that may not fit traditional one-size-fits-all processors.
All accounts are subject to underwriting and approval. Our team will review your industry, processing history, transaction volume, average ticket size, and business model to identify the payment solution and processing relationship best suited for your business.
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