Why Partner With YapPay
Businesses trust YapPay to cut their processing costs and modernize the way they get paid. You get to be the connector who brings them a better solution, and earn real recurring revenue every month while doing it.
Recurring Revenue That Grows With You
Earn 25% of YapPay's net revenue for the first 12 months, then 15% monthly while you remain active. After 2 years in good standing, retain 5% lifetime revenue on your referred merchants, even if you leave the program.
A Value Add Your Network Will Appreciate
Referring YapPay helps businesses lower their fees, improve cash flow, and get a better support experience. You become the one who helps them save money, stay efficient, and operate with less friction.
We Handle Everything for You
You don’t need to be a payments expert. Our team manages underwriting, onboarding, approvals, integrations, and merchant support. Your role is simple, introduce us, and we take it from there.
Built for Flexibility and Scale
Whether you’re referring a single business or growing a full affiliate downline, YapPay gives you the structure, tracking, and support you need to multiply your revenue over time.
Every Merchant Referral Can Become Monthly Income.
Getting Started With YapPay is Easy!
Share Your Unique Partner Link
Once approved, you’ll receive your own tracking link. Share it anywhere -text, email, social, your website, or directly with business owners you already work with.
The Merchant Connects With Us
When someone clicks your link, they land on a streamlined YapPay page that explains the savings, the benefits, and what happens next. From there, our team takes over and guides them through onboarding.
We Handle the Setup and Support
YapPay manages underwriting, approvals, integrations, account setup, and ongoing support. You never have to deal with processors, banks, compliance, or merchant troubleshooting, that’s on us.
Earn Every Month
Year 1
Earn 25% of YapPay's monthly net revenue.
After Year 1
Earn 15% monthly while remaining active.
After Two Years
Leave in good standing and retain 5% lifetime revenue.
Share Your Unique Partner Link
Once approved, you’ll receive your own tracking link. Share it anywhere -text, email, social, your website, or directly with business owners you already work with.
The Merchant Connects With Us
When someone clicks your link, they land on a streamlined YapPay page that explains the savings, the benefits, and what happens next. From there, our team takes over and guides them through onboarding.
We Handle the Setup and Support
YapPay manages underwriting, approvals, integrations, account setup, and ongoing support. You never have to deal with processors, banks, compliance, or merchant troubleshooting, that’s on us.
Earn Every Month
Year 1
Earn 25% of YapPay's monthly net revenue.
After Year 1
Earn 15% monthly while remaining active.
After Two Years
Leave in good standing and retain 5% lifetime revenue.
Who This Program Is Perfect For
The YapPay Partner Program is built for people who want to earn recurring income without adding extra work to their day. If you regularly interact with business owners or help companies run more efficiently, this program fits naturally into what you already do.
Consultants & Advisors
If you guide businesses toward smarter decisions, YapPay lets you add immediate value by helping them cut costs and modernize payments, while you earn recurring monthly revenue.
Accountants, Bookkeepers & Tax Professionals
If you guide businesses toward smarter decisions, YapPay lets you add immediate value by helping them cut costs and modernize payments, while you earn recurring monthly revenue.
Marketing Agencies & SaaS Companies
Your clients want better tools, better efficiency, and better results. YapPay plugs in easily, integrates with hundreds of platforms, and adds a new revenue stream to your existing workflow.
Entrepreneurs & Business Professionals
If you run a business, manage relationships, or have a strong network, you can recommend YapPay to anyone who accepts card payments, and earn lifetime revenue from every referral.
Community Leaders & Influencers
If business owners trust your voice, this program gives you an easy way to monetize your influence while helping people keep more of their money.
Anyone With a Network of Business Owners
You don’t need to be a payments expert. If you know people who run businesses, YapPay gives you a way to help them save and help yourself earn recurring monthly payouts.
Ready to Simplify and Supercharge Your Monthly Earnings?
Become a YapPay Partner and earn recurring revenue by helping businesses cut their payment processing costs.
When you refer a merchant who activates a YapPay account, you earn a monthly share of the processing revenue - paid for the life of that merchant.
Our partners include consultants, accountants, SaaS companies, agencies, entrepreneurs, and anyone who wants to offer smarter payment solutions without extra work or complicated setup.
What You Earn
Earn 25% of YapPay's monthly net revenue during the first 12 months.
Continue earning 15% monthly while you remain an active partner.
After two years, retain 5% lifetime revenue even if you leave in good standing.
Paid monthly via ACH between the 25th–30th.
Refer just one merchant every three months to stay active.
No signup fees. No inventory. No contracts to sell.
How It Works
1. Complete the signup form to create your affiliate account.
2. You’ll receive access to your YapPay Affiliate Portal.
3. Inside the portal, you’ll find your unique tracking link, partner resources, and merchant referral tools.
4. When someone you refer activates and begins processing, you get paid monthly.
How It Works
1. Complete the signup form to create your affiliate account.
2. You’ll receive access to your YapPay Affiliate Portal.
3. Inside the portal, you’ll find your unique tracking link, partner resources, and merchant referral tools.
4. When someone you refer activates and begins processing, you get paid monthly.
Ready to Simplify and Supercharge Your Monthly Earnings?
Become a YapPay Partner and earn recurring revenue by helping businesses cut their payment processing costs.
When you refer a merchant who activates a YapPay account, you earn a monthly share of the processing revenue - paid for the life of that merchant.
Our partners include consultants, accountants, SaaS companies, agencies, entrepreneurs, and anyone who wants to offer smarter payment solutions without extra work or complicated setup.
How It Works
1. Complete the signup form to create your affiliate account.
2. You’ll receive access to your YapPay Partner Portal.
3. Inside the portal, you’ll find your unique tracking link, partner resources, and merchant referral tools.
4. When someone you refer activates and begins processing, you get paid monthly.
How It Works
1. Complete the signup form to create your affiliate account.
2. You’ll receive access to your YapPay Affiliate Portal.
3. Inside the portal, you’ll find your unique tracking link, partner resources, and merchant referral tools.
4. When someone you refer activates and begins processing, you get paid monthly.
What You Earn
Earn 25% of YapPay's monthly net revenue during the first 12 months.
Continue earning 15% monthly while you remain an active partner.
After two years, retain 5% lifetime revenue even if you leave in good standing.
Paid monthly via ACH between the 25th–30th.
Refer just one merchant every three months to stay active.
No signup fees. No inventory. No contracts to sell.
Frequently Asked Questions
How does YapPay compare to my current credit card processing rates?
YapPay offers the most competitive pricing in the industry and guarantees to beat your current processing rates.
What does it cost to sign up with YapPay?
There’s a one-time $99 application fee that covers onboarding, account setup, and business verification.
Is PCI compliance required, and what does it cost?
Yes, PCI compliance is mandatory to ensure your customers’ payment data is securely encrypted. YapPay charges a $129 annual PCI compliance fee, which is standard across the industry.
What’s the difference between the Cash Discounting Program and Interchange Plus?
Cash Discounting Program (Edge): No processing fees, you keep 100% of your revenue. Your customers cover the fees. Includes a free YapPay POS system.
Interchange Plus: Transparent pricing model with a fixed markup over true interchange rates. Gives you full control and visibility into your processing costs.
What kind of support does YapPay offer?
We provide full merchant support, including:
- System setup and integration assistance
- Chargeback dispute help
- Ongoing technical and account support
How can I contact YapPay?
We’re here to help.
📞 Call: (925) 4-YapPay
📧 Email: [email protected]
Can I keep 100% of my sales revenue?
Yes! With the Cash Discounting (Edge) Program, your customers cover the processing fees, so you keep every dollar you earn.
Are there monthly fees with YapPay?
Yes. Both plans include a Gateway Fee starting at $14.95/month, which may vary depending on your POS or payment gateway setup.
How much are chargebacks?
Chargeback fee: $25 per occurrence
Dispute assistance: Optional $30 one-time review fee if you request help disputing a chargeback
How long does onboarding take?
YapPay’s onboarding is fast and straightforward:
Application review: Typically 1 - 2 business days
Post-approval setup: You can be live within an hour, depending on your POS or integration setup
Is POS equipment included with YapPay?
Yes. The Cash Discounting (Edge) Program includes a free YapPay POS system. Interchange Plus users can request custom integration options tailored to their current hardware.
Can YapPay integrate with my current POS, CRM, or SaaS platform?
Absolutely. YapPay integrates over 450+ Gateways and POS systems, CRMs, and SaaS platforms. Our tech team handles integrations in-house. Any fees are quoted upfront based on complexity, no surprise charges.
What if I want more control over processing fees?
The Interchange Plus plan gives you complete transparency. You pay only a fixed markup over wholesale interchange rates.
How fast can I access my funds?
YapPay offers same-day and next-day funding based on when you batch out your transactions. Fast funding helps you maintain healthy cash flow.
Can my business get approved for payment processing?
Most likely, YapPay works with low, medium, and high-risk merchants across many industries. We tailor our approval process to your risk profile and work hard to find the right fit for your business.
Ready to get started?
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