Accept Crypto. Settle Your Way.
Give your customers another way to pay with YapPay Crypto.
Accept supported cryptocurrencies online, through payment links, or with integrated checkout tools while choosing how eligible funds are settled to your business.
Accept crypto. Convert to fiat or stablecoins. Or retain supported digital assets.
Crypto Payments Built for Modern Business
Cryptocurrency is becoming another way customers hold and move value.
YapPay Crypto helps businesses add digital-asset payments alongside their existing payment stack without forcing them to rebuild the way they operate.
Whether you sell online, invoice customers, operate a SaaS platform, manage recurring payments, or serve customers across multiple markets, YapPay helps connect crypto payment acceptance with the tools your business already uses.
Accept
Major supported cryptocurrencies from compatible wallets.
Settle
Choose supported fiat, stablecoin, or digital-asset settlement options.
Connect
Use hosted checkout, payment links, APIs, supported commerce integrations.
More Ways to Pay. More Ways to Win the Sale.
Giving customers more payment options can help remove friction at checkout and open your business to customers who prefer using digital assets.
Borderless Payments
Accept supported crypto payments from customers across eligible markets without relying exclusively on traditional card rails.
Fast Confirmation
Supported transactions can be confirmed quickly through blockchain payment infrastructure.
No Card Chargebacks
Blockchain payments are not card transactions, eliminating traditional card chargeback exposure for eligible crypto payments.
Flexible Settlement
Choose supported settlement in fiat, stablecoins, or selected digital assets based on your business needs.
Reach Crypto-Native Customers
Serve customers who already hold digital assets and want to use them for real-world purchases.
Modern Checkout
Offer QR-based payments, hosted checkout, payment links, invoice payments, and API-driven experiences.
Payment Options Built Around Your Business
Dynamic Address Payments
Designed for online checkout, invoices, and individual payment requests.
Generate a unique payment request for each transaction
Match payment amounts to invoices or checkout totals
Convert eligible payments to supported fiat or stablecoins
Automatically manage supported overpayment, underpayment, late-payment, and wrong-token exceptions
Ideal for e-commerce, high-ticket transactions, SaaS, and invoicing
Fixed Address Payments
Designed for approved repeat-payment and B2B use cases.
Allow customers to save a payment address in a compatible wallet
Simplify repeat crypto payments
Receive supported cryptocurrencies from approved customers
Select supported conversion preferences
Retain eligible digital assets when desired
Crypto Recurring Payments
Build supported recurring-payment and subscription workflows without depending entirely on card rails.
Create and manage subscription plans through supported dashboard or API tools while automated reminders help customers keep recurring services active.
Automated Payment Reminders
Customers can receive reminders before their subscription payment is due.
Subscription Status Visibility
Track supported subscription states including active, cancelled, and terminated.
Built for Recurring Revenue
Ideal for:
Memberships
SaaS platforms
Digital services
Subscription businesses
Recurring B2B billing
Global Crypto Payouts
Crypto can do more than help you accept payments.
Supported YapPay Crypto payout capabilities can help eligible businesses send digital assets to approved recipients and business partners.
Use payout tools for supported:
Affiliates
Contractors
Vendors
Content creators
Suppliers
Business partners
Payout workflows may be available through API, CSV upload, or supported dashboard tools.
Fund supported payouts from eligible crypto balances, stablecoins, or available fiat-conversion workflows.
Powerful Back-Office Controls
Manage crypto payment activity with the visibility your business needs.
Role-Based Access
Give authorized team members access while controlling user permissions.
Two-Factor Authentication
Add another layer of account security through supported 2FA controls.
Real-Time Reporting
Monitor transaction status and crypto payment activity as it happens.
Conversion Preferences
Configure supported settlement and conversion preferences by digital asset.
Payment Exception Management
Manage supported overpayments, underpayments, refunds, and other payment exceptions.
Treasury Tools
Access supported crypto-to-fiat disbursements, stablecoin network tools, and other treasury functionality.
Integrate Crypto Where You Sell
YapPay Crypto is designed to fit into your existing commerce environment.
API Integration
Connect crypto payments directly into supported websites, platforms, SaaS products, and applications.
Hosted Checkout
Launch crypto acceptance using supported hosted payment pages without rebuilding your checkout.
Payment Links
Send crypto payment requests by email, invoice, or other supported payment-link workflows.
Shopping Cart Integrations
Connect supported e-commerce environments and shopping-cart platforms.
Mobile Checkout
Give customers a mobile-friendly crypto payment experience.
In-Person Payments
Use supported QR and other crypto payment workflows for eligible in-person transactions.
Built Around Security and Compliance
Crypto payment acceptance requires more than generating a wallet address.
YapPay Crypto uses underlying payment infrastructure designed to support merchant onboarding, transaction monitoring, wallet screening, and applicable compliance controls.
Merchant KYB
Eligible merchants complete business verification and underwriting before activation.
Wallet Screening
Supported blockchain analytics and wallet-risk screening help identify transaction risk.
Transaction Monitoring
Payment activity is monitored through the underlying crypto payment infrastructure.
Secure Merchant Access
Role-based controls and two-factor authentication help protect merchant operations.
Crypto services remain subject to underwriting, merchant category, jurisdiction, transaction type, and the policies of YapPay's underlying service providers.
How YapPay Crypto Works
Customer Selects Crypto
The customer chooses a supported cryptocurrency and compatible wallet.
Payment Is Confirmed
The blockchain transaction and payment amount are validated through the underlying payment infrastructure.
Your Business Gets Settled
Receive the selected supported settlement method based on your merchant configuration.
Reduce Crypto Price Exposure
Where supported, eligible payments can be converted at checkout so the customer pays in cryptocurrency while your business receives fiat or stablecoin value.
Add Crypto Without Rebuilding Your Payment Stack
You do not have to choose between traditional payments and digital assets.
YapPay helps businesses combine payment processing, POS technology, integrated payments, ACH, and crypto payment capabilities into a payment infrastructure built around the way they actually operate.
Ready to Accept Crypto?
Give your customers another way to pay and position your business for the next generation of commerce.
Talk with a YapPay Payment Specialist
Let's build the right crypto payment solution for your business.
Crypto services are subject to underwriting, jurisdiction, availability, merchant category, transaction type, and applicable provider terms.
Frequently Asked Questions
How does YapPay compare to my current credit card processing rates?
YapPay reviews your current processing setup and pricing to identify opportunities to reduce costs and improve the way your business accepts payments. Our pricing is built around your business, transaction volume, industry, and payment needs rather than a one-size-fits-all flat rate.
What does it cost to sign up with YapPay?
There is no cost to speak with our team or review your current payment setup. Any application, equipment, gateway, software, or account fees that apply to your selected payment solution will be clearly disclosed before activation.
Is PCI compliance required, and what does it cost?
Yes. Businesses that accept card payments are required to maintain PCI compliance. YapPay provides access to PCI compliance tools and support to help simplify the process. Applicable PCI fees vary by payment solution and will be disclosed during onboarding.
What's the difference between Dual Pricing and Interchange Plus?
Dual Pricing allows eligible businesses to clearly display a cash price and a card price, helping reduce or offset eligible card-processing costs.
Interchange Plus uses the actual card-brand interchange cost plus a clearly defined YapPay markup, giving businesses greater transparency and visibility into processing costs.
Our team can help determine which pricing model is the better fit for your business.
What kind of support does YapPay offer?
YapPay provides support throughout setup, implementation, and ongoing payment operations. Merchants have access to 24/7 technical support, with YapPay customer service available daily from 8:00 a.m. to 8:00 p.m. Eastern Time.
Our team can also assist with payment setup, supported integrations, account questions, and chargeback guidance.
Will switching to YapPay disrupt my payments?
Our goal is to make the transition as seamless as possible. When appropriate, payment solutions can be configured and tested before your existing setup is replaced, helping minimize disruption to your business.
The exact transition process depends on your current payment system, equipment, software, and integration requirements.
How can I contact YapPay?
Our team is here to help. Call us at (925) 4-YapPay or email [email protected]. You can also schedule a meeting with a YapPay payment specialist through our website.
What payment methods can I accept with YapPay?
Depending on your payment solution, YapPay can support major credit and debit cards, contactless payments, digital wallets, ACH, eChecks, online checkout, virtual terminal payments, Text to Pay, QR payments, digital invoices, payment links, and recurring payments.
Available payment methods and features may vary based on your business, payment setup, and selected solution.
Where does YapPay offer Credit Card Processing Services?
YapPay primarily provides traditional credit and debit card processing for businesses in the United States, with processing solutions also available for qualifying merchants in Canada and Mexico. For businesses operating internationally, YapPay also offers global cryptocurrency payment processing, subject to applicable jurisdictional, compliance, underwriting, and provider requirements.
Availability, settlement options, supported currencies, and payment features may vary based on the business location, industry, and selected payment solution.
What is YapPay Crypto Processing?
YapPay Crypto Processing gives businesses a secure way to accept cryptocurrency while maintaining control over how their funds are settled. Customers can pay using supported digital assets, and merchants can choose to receive eligible settlements in U.S. dollars, stablecoins, or supported cryptocurrency.
How does a customer pay with cryptocurrency?
At checkout, the customer selects the crypto payment option and follows the secure payment instructions. They can pay from a compatible crypto wallet or, where available, purchase crypto through an integrated on-ramp before completing the transaction.
Do customers need to already own cryptocurrency?
Not necessarily. Customers who already have crypto can pay directly from a compatible wallet. In supported countries, customers may also be able to purchase crypto during checkout using available payment methods. Any on-ramp fees are shown to the customer before the transaction is completed.
Can customers pay with Apple Pay, Google Pay, or a credit card to purchase crypto?
Where supported, an integrated on-ramp may allow customers to purchase crypto using eligible payment methods before completing their purchase. Availability, fees, limits, and payment options are determined by the customer’s location and the on-ramp provider.
Are there monthly fees with YapPay?
Monthly fees vary depending on the payment solution, gateway, equipment, software, and features your business uses.
Any applicable monthly fees will be clearly reviewed and disclosed before your account is activated, so you understand the cost of your payment setup before getting started.
How much are chargebacks?
YapPay charges a $25 fee per chargeback. If you would like YapPay's assistance reviewing and preparing a response to a chargeback, optional chargeback assistance is available for an additional $30 per occurrence.
Merchants may also have access to dispute management tools, depending on their payment solution, to review chargeback activity and submit supporting documentation.
How long does onboarding take?
Onboarding time depends on your business type, processing needs, underwriting requirements, and selected payment solution. Many straightforward applications can move through review and approval quickly when all required information is provided.
More complex, specialized, or higher-risk businesses may require additional underwriting and documentation. The YapPay team will help guide you through the process from application to activation.
Is POS equipment included with YapPay?
YapPay offers a variety of supported terminals and POS solutions based on your business needs. Equipment pricing, placement programs, and available hardware options vary by payment solution and account setup.
Our team will help identify the right equipment for the way your business accepts payments and clearly review any applicable costs before activation.
Can YapPay integrate with my current POS, CRM, or SaaS platform?
In many cases, yes. YapPay supports a growing ecosystem of POS systems, payment gateways, e-commerce platforms, CRM tools, and business software.
Available integrations depend on your current platform and selected payment solution. For software companies and SaaS platforms, YapPay can also support API-based and embedded payment integrations where available.
How does YapPay compare to Stripe, Square, or PayPal?
Stripe, Square, and PayPal typically offer standardized flat-rate pricing and self-service payment platforms. YapPay takes a more personalized approach by helping businesses configure payment technology, pricing, equipment, and supported integrations around their specific needs.
For many growing or higher-volume businesses, YapPay's Interchange Plus pricing may also provide meaningful savings compared with traditional flat-rate processing.
What if I want more control over processing fees?
YapPay offers flexible pricing options, including Interchange Plus and Dual Pricing for eligible businesses.
Interchange Plus provides greater transparency into processing costs, while Dual Pricing allows eligible businesses to clearly display cash and card prices to help reduce or offset eligible card-processing costs.
Our team can help determine which pricing model best fits your business.
How fast can I access my funds?
Funding times depend on your payment solution, settlement schedule, banking relationship, and account setup. Next-business-day funding may be available for eligible merchants and supported payment solutions.
Your expected funding schedule will be reviewed during onboarding so you understand when processed funds are typically deposited into your bank account.
Can my business get approved for payment processing?
YapPay supports a broad range of low-, medium-, and high-risk businesses across traditional and specialized industries. From retail, restaurants, and professional services to e-commerce and more complex business models, our expanded payment ecosystem allows us to help businesses that may not fit traditional one-size-fits-all processors.
All accounts are subject to underwriting and approval. Our team will review your industry, processing history, transaction volume, average ticket size, and business model to identify the payment solution and processing relationship best suited for your business.
Which cryptocurrencies can merchants accept?
Merchants can accept a range of supported cryptocurrencies and stablecoins. Available assets may vary based on the merchant’s industry, location, settlement preference, and regulatory requirements.
Can my business receive U.S. dollars instead of cryptocurrency?
Yes. Eligible merchants can choose settlement in U.S. dollars through ACH or wire transfer. Depending on availability and approval, merchants may also choose settlement in supported stablecoins or retain supported cryptocurrency.
Does my business have to manage cryptocurrency?
No. If you select fiat settlement, the customer’s crypto payment can be converted and settled to your business in U.S. dollars. This allows your business to offer crypto payments without maintaining a crypto treasury or managing digital assets directly.
Is YapPay a cryptocurrency exchange or wallet provider?
No. YapPay provides businesses with access to supported crypto-payment technology and settlement services through regulated infrastructure partners. YapPay does not provide investment advice, and crypto-payment services are subject to approval, availability, and applicable terms.
Modern payment processing designed to help businesses accept payments, manage cash flow, and grow with confidence.
Ready to get started?
© 2026. YapPay®. All rights reserved. YapPay® is a registered trademark of Dubau Ventures, LLC.