Smarter Payment Processing: Advanced Reporting, Faster Funding, Seamless Integrations, Flexible Pricing.
Switch to YapPay and enjoy an average of 40% savings with our Interchange Plus rates or eliminate processing fees entirely with our Edge Program!
Join YapPay Today!
Smarter, Secure Payment Processing for Every Business
Discover dependable, technology-driven payment solutions designed for all types of businesses including high-risk industries. At YapPay, we deliver advanced reporting tools, faster funding, seamless integrations, and flexible pricing options to help you stay ahead.
Choose the Program That Fits Your Business Best
🏷️ Interchange Plus Rates
✅ Transparent, competitive pricing
✅ Pay only a small markup over interchange fees
✅ Advanced reporting tools to track every transaction
→ Maximize your profits while maintaining full visibility and control over your processing costs.
💥 YapPay Edge Program
✅ No processing fees for your business
✅ Customers cover the cost of card payments
✅ You keep 100% of what you earn
→ Cash Payments: Receive full payment.
→ Card Payments: Customers pay the processing fee at checkout.
Merchant Processing Fee Calculator
Why Choose YapPay?
✔️ Maximize Your Earnings – Keep more of your hard-earned revenue.
✔️ Flexible Pricing Programs – Pick what works best for your business.
✔️ Faster Funding – Get your money sooner with next-day or same-day funding options.
✔️ Advanced Reporting Tools – Gain powerful insights into your sales and payment data.
✔️ Seamless Integrations – Easily connect with our POS systems, GoHighLevel CRM, SaaS platforms, or any system supporting third-party processors.
✔️ High-Risk Friendly – We support businesses in high-risk industries with reliable solutions.
✔️ Dedicated Customer Support – Our team is here to help you every step of the way.
Powerful, Flexible Point-of-Sale Solutions
Our POS systems connect effortlessly to:
✅ SaaS platforms
✅ GoHighLevel CRM
✅ Custom integrations with your current tech stack
✅ Any platform that accepts third-party processing
Take Control of Your Payments Today
💥 Stop letting processing fees eat into your profits.
💥 Join YapPay and unlock faster funding, smarter tools, and more revenue in your pocket.
Get Approved and find out how much you can save by switching to YapPay
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Frequently Asked Questions
Explore Common Questions
What does it cost to sign up with YapPay?
There’s a one-time $99 application fee that covers onboarding, account setup, and business verification.
Is PCI compliance required, and what does it cost?
Yes, PCI compliance is mandatory to ensure your customers’ payment data is securely encrypted. YapPay charges a $145 annual PCI compliance fee, which is standard across the industry.
What’s the difference between the Edge Program and Interchange Plus?
Edge Program: No processing fees, you keep 100% of your revenue. Your customers cover the fees. Includes a free YapPay POS system.
Interchange Plus: Transparent pricing model with a fixed markup over true interchange rates. Gives you full control and visibility into your processing costs.
Are there monthly fees with YapPay?
Yes. Both plans include a Gateway Fee starting at $14.95/month, which may vary depending on your POS or payment gateway setup.
How much are chargebacks?
Chargeback fee: $25 per occurrence
Dispute assistance: Optional $30 one-time review fee if you request help disputing a chargeback
How long does onboarding take?
YapPay’s onboarding is fast and straightforward:
Application review: Typically 3–5 business days
Post-approval setup: You can be live within an hour, depending on your POS or integration setup
Is POS equipment included with YapPay?
Yes. The Edge Program includes a free YapPay POS system. Interchange Plus users can request custom integration options tailored to their current hardware.
Can YapPay integrate with my current POS, CRM, or SaaS platform?
Absolutely. YapPay integrates with most POS systems, CRMs, and SaaS platforms. Our tech team handles integrations in-house. Any fees are quoted upfront based on complexity, no surprise charges.
What kind of support does YapPay offer?
We provide full merchant support, including:
System setup and integration assistance
Chargeback dispute help
Ongoing technical and account support
How can I contact YapPay?
We’re here to help.
📞 Call: (925) 4-YapPay
📧 Email: [email protected]
Can I keep 100% of my sales revenue?
Yes! With the Edge Program, your customers cover the processing fees, so you keep every dollar you earn.
What if I want more control over processing fees?
The Interchange Plus plan gives you complete transparency. You pay only a fixed markup over wholesale interchange rates.
How fast can I access my funds?
YapPay offers same-day and next-day funding based on when you batch out your transactions. Fast funding helps you maintain healthy cash flow.
Can my business get approved for payment processing?
Most likely, YapPay works with low, medium, and high-risk merchants across many industries. We tailor our approval process to your risk profile and work hard to find the right fit for your business.